Updated for PCI DSS Version 2.0 where internal scanning is now required!
With the recent updates to PCI DSS, get all the facts and learn how to comply with our updated version of the book.
The book is a guide to understanding how to protect cardholder data and comply with the requirements of PCI DSS. It arms you with the facts, in plain English, and shows you how to achieve PCI Compliance. Discover:
. What the Payment Card Industry Data Security Standard (PCI DSS) is all about
. The 12 Requirements of the PCI Standard
. How to comply with PCI
. 10 Best-Practices for PCI Compliance
. How QualysGuard PCI simplifies PCI compliance
Issuers need to balance eCommerce payment transaction security and a smooth customer checkout experience. The crux of the matter is how to provide a seamless checkout experience for legitimate customers so they won’t abandon their transaction or use a different form of payment while at the same time stopping illegitimate attempts to transact. The use of behavior-based authentication to determine which transactions should be impacted by requiring the customer to go through additional means of authentication is critical for reducing customer friction while creating better assurance that the transaction is legitimate. Rules are an important component when providing this risk- and behavior-based authentication. When models are added, and used to guide the application of risk-based rules, the impact upon illegitimate authentication attempts can be greatly increased while the impact on legitimate customers is decreased, providing a better experience for the cardholder and loss reduction for
It’s not exactly breaking news that cardholder security is front and center of the payments ecosystem “to do” list. And, with that, the search for a solution that keeps cardholder data secure without compromising the consumer experience at checkout. Nowhere is this more important than online, where the incidences of fraud are increasing, and it becomes harder to authenticate the user.
The explosive growth of eCommerce has focused attention on security concerns associated with online payment transactions. Cardholders worry about the safety of online transactions while card issuers are concerned about balancing the risks and costs of payment fraud with a loss of revenue caused by transaction abandonment. The 3-D Secure protocol allows payment card issuers to reduce fraud in payment transactions by verifying cardholder identity during Card Not Present (CNP) transactions. Before a transaction is authorized, a cardholder can be challenged to enter a password, answer a question, or use some other form of authentication credential. This interruption in the transaction often causes legitimate customers to abandon the purchase resulting in loss of revenue for the issuer. The challenge is how to reduce fraud without impacting the user purchase experience.
A Payment Card Industry Data Security Standard (PCI DSS) audit can be passed by complying with the bare minimum requirements, but that falls short of the purpose of it: to secure and protect cardholder data.
Meeting compliance is about passing an audit at a specific point in time and also maintaining it after the audit. The real challenge is sustaining continuous compliance to avoid costly breaches at the hands of motivated and skilled adversaries.
Indeed, as detailed in Verizon's "2017 Payment Security Report," nearly half (45%) of the companies examined between 2015 and 2016 were not fully PCI DSS compliant.
Published By: Riverbed
Published Date: Feb 26, 2015
Riverbed® SteelCentral™ NetAuditor plays an important role in ensuring compliance with the PCI security standards. This document explains the part played by each of the SteelCentral NetAuditor solutions.
The data residing on your storage systems and media, data-at-rest, presents serious security concerns. Regulations and various mandates around the world are putting the burden on companies and government entities to protect the private information they store. Increasingly, companies are being required to publicly disclose breaches that put individuals private data at risk, be it a customer, employee, shareholder, partner, or other stakeholder.
NPMD solutions are typically not directly involved in the actual card cardholder transaction. However, given that many can potentially capture and transmit cardholder data they must be viewed as an integral part of a business’ PCI DSS compliance strategy, especially when investigating data breaches for the purposes of reporting or remediation.
Therefore, beyond satisfying your service delivery monitoring and troubleshooting requirements, be sure to verify your NPMD solution protects cardholder data and aids your efforts in PCI DSS compliance.
The Payment Card Industry Data Security Standard (PCI DSS) establishes standard requirements protecting cardholder information. It applies to all entities that store, process, or transmit cardholder data, such as retail merchants, payment processors, and banks.
With the recent rise in data breaches and identity thefts, implementing a sound information security program is no longer optional. Companies processing credit card information are encouraged to embrace and implement sound data protection strategies to protect the confidentiality and integrity of payment information. Some of the challenges for achieving PCI compliance are outlined in this white paper, as well as successful tips to help organizations navigate through them.
The Payment Card Industry Data Security Standard requires merchants and transaction processors to protect customer data, and firewalls play a major role in the process. This paper was written by Matt Sarrello, CISSP, contributing editor at Ziff Davis Enterprise and Michael Steinhart, senior editor at Ziff Davis Enterprise.
As incidents of identity theft and fraud skyrocket, companies are scrambling to keep up with complex attacks and effectively safeguard consumer information. If you store, process, or transmit cardholder data, comprehensive visibility, actionable intelligence and the ability to respond rapidly to threats has become paramount.
In today's economy, companies are trying to assess if they can afford to become PCI compliant. What many of those same companies forget to consider whether they can afford not to be compliant. Since 2007, merchants who were found to be non-compliant with PCI DSS faced fines of $5,000 to $25,000 per month from Visa. It may seem expensive for merchants to install and maintain new security measures to become PCI compliant and validated, but these costs are only a fraction of what it would cost a company to be found in non-compliance or suffer a data breach. Learn more about PCI DSS compliance and how NeoSpire Managed Hosting can help.
Merchants and service providers that process credit card payments must comply with the Payment Card Industry Data Security Standard (PCI DSS), now at Version 3.0. Whether the transaction occurs in a store or online, and regardless of the environment, from physical Point of Sale devices, to virtualized servers, or web servers in a public cloud, PCI DSS 3.0 mandates that these organizations are responsible for the security of their customers’ cardholder data. Read this white paper to learn more about the Payment Card Industry Data Security Standard 3.0.
Published By: Tripwire
Published Date: Mar 31, 2009
How do organizations pass their PCI DSS audits yet still suffer security breaches? Paying attention to PCI DSS checklists only partially secures the cardholder environment. Learn the next steps for fully securing your data.
Published By: Utimaco
Published Date: Aug 18, 2008
Data protection programs at most organizations are concerned with protecting sensitive data from external malicious attacks, relying on technical controls that include perimeter security, network/wireless surveillance and monitoring, application and point security management, and user awareness and education. In this paper, the different leakage points are mapped with regulations and best practices.
Published By: Utimaco
Published Date: Aug 18, 2008
Most of today’s standards and compliance regulations are concerned largely with the protection of private data at rest, during transactions, and while it traverses network connections. Some of these regulations make specific recommendations or require particular technologies for compliance. For all of them, however, encryption can be employed to satisfy the protection requirements.
Published By: Utimaco
Published Date: Aug 18, 2008
Better safe than sorry! When outsourcing, keeping an eye on data security right from the planning stage can save your company from nasty surprises. Readers should learn how to protect their confidential data when they exchange information with external partners.
The Payment Card Industry (PCI) Data Security Standard (DSS) was created to confront the rising threat to credit cardholder personal information. This compliance guide will provide readers with an overview of the requirements as well as suggested steps in achieving PCI compliance.
Published By: AlienVault
Published Date: Mar 30, 2016
Given that Point of Sale (POS) systems are used to transmit debit and credit card information in retail transactions, it's no wonder they are a desirable target for attackers. In this white paper, you'll learn about some of the common types of POS malware, how they work and best practices for protecting cardholder data.
Topics covered in this white paper include:
• Common types of POS malware and how they work
• How attackers exfiltrate data from POS systems once they gain access
• POS security techniques to protect payment card data
Download your copy today to learn how to effectively detect and respond to POS malware threats.
The world has embraced payment cards to support commercial transactions for almost every kind of business. Unfortunately, the data associated with these payment cards is the focus of many identity theft activities. This white paper outlines Payment Card Industry (PCI) requirements, as well as the benefits of compliance and the penalties for noncompliance.