Banks and credit unions face multiple challenges to operational efficiency: tightening budgets, limited headcount, a challenging regulatory climate, ongoing security concerns and others. Efficiency and process enhancements can limit the impact these challenges could have on your institution. The following five questions—and your responses—may help your financial institution (FI) as you look to drive operational efficiencies, improve compliance and security, keep account holders happy and attract new ones.
This report is intended to serve as a guide to an effective digital banking conversion/change management plan. From your initial kickoff meeting to post-launch, you’ll learn about the key components required for success. The framework is the result of interviews with Q2 personnel who have been personally involved in thousands of hours of digital banking conversions, across hundreds of FIs, with every major core banking system on the market over the course of the past twenty years.
To thrive in today’s marketplace, FIs can meet the mobile-first challenge by offering a unified digital experience and highly relevant offers while expanding digital-first design to mobile businesses. A technology partner like Q2 will help. We will help you execute with the speed, agility, and accuracy to meet today’s pace of change and offer the digital experience your consumer, business, or corporate users demand.
As you explore the market of mobile banking platforms, here is a checklist with 4 key questions to ask the platform provider, as well as important considerations they should meet, to help you make an informed decision that’s right for your ?nancial institution.
Banks and credit unions can prevent fraudsters and other cybercriminals from gaining an upper hand on them by using more sophisticated protection. This protection is found in five layers of proactive security defense. Q2’s paper, Multilayer Security— Because a moat is not enough, discusses these essential layers to keeping account holders secure.
Each year we examine trends in fraud reported to Q2 by our partner
institutions, and every year we continue to see online banking fraud
attempts in great frequency. While we may see patterns emerge or spikes
in new trending behavior, the foundation of an effective defense remains
consistent. Examining trends in online banking and cybercrime is crucial to
navigating the current threat landscape, as is maintaining a solid defense-indepth
Many financial institutions see their customer data as one of their most valuable assets. Unlocking insights from that data helps FIs understand, anticipate and offer account holders the products and services they truly need. A major trend to unlocking customer insights is using machine learning to surface the behavioral intelligence buried in the large amount of account holder transactional data captured each and every day. In this paper, learn how a group of talented, enthusiastic analysts with an open approach to data can yield some very interesting and extremely valuable and actionable results. This approach, championed by Q2 Executive Vice President and CTO Adam Anderson, has led to a new platform, Q2 SMART, which provides powerful behavioral analytics for financial institutions, enabling growth while providing account holders with real value.
Get the details on Q2's adaptable mobile architecture. Financial institutions now can close the mobile expectation gap and stay ahead of competitive pressures. Provides native integration with iOS and Android.